Home insurance - tips & advice - finding cheaper home insurance

If you’re looking for Contents Insurance that you can afford, then look no further than Direct Line.

Finding cheap contents insurance is vital if you are on a tight budget. In fact the extra expense is one of the reasons why many people don’t take home contents insurance out. But if your home has ever been broken into or the contents of your home damaged by fire or flood, you’ll know adequate cover is essential. But that doesn’t mean you have to pay through the roof. Direct Line offers a good deal better on Contents Insurance and you could be eligible for extra discounts that could keep your Contents Insurance premium down.

How much cover you need depends on the contents of your home, and its value. If you haven’t done a home inventory then this is a good opportunity to do a log of everything you own and sort out paperwork such as receipts and certificates of ownership. You will need these if you have to make a claim. You can use our handy online Home Contents Calculator to add everything up and work out the value of cover you need*. When you have this figure you can input it, along with other personal details, when you apply online for a quote.

Once you have applied for a quote you’ll see how cheap your contents insurance really could be. But that doesn’t mean it’s any less comprehensive than it needs to be. Direct Line Contents Insurance gives you peace of mind in a range of unfortunate situations, incidents and emergencies including fire, flood, theft, vandalism and subsidence. So if your pipes burst, for example, and damage occurs to any of your covered contents – including furniture, carpets, curtains and personal belongings such as ornaments and electrical items – you’ll be able to make a claim to help you repair or replace items. Our Contents Insurance policy also covers cash in your home (up to £500), and items in your garden (up to £1,000), accidental damage to home entertainment systems, your freezer contents if it accidentally defrosts, and the replacement of locks if your keys are stolen. You can find out more about all these benefits and more from our downloadable Home Insurance Policy Documents.

Buy our Contents Insurance online and you’ll see how our cover is A Good Deal Better with an instant online discount. Customers over 50 can also save even more.

*Please note that Direct Line Home Insurance does not cover rented, furnished accommodation