Home insurance - tips & advice - understanding home insurance

At Direct Line we’ve tried to make it as easy as possible to get all the information you need and a great value home insurance quote.

Making sure your buildings and contents are adequately insured can be a weight on your mind. This is why we’ve tried to make your home insurance purchase as simple as possible and designed it to give you more peace of mind.

If you’re confused about home insurance and are not sure what kind of cover you need then simply view our summary of cover. Here you will find details on our buildings insurance and our home contents insurance, with the benefits each brings.

Buildings insurance is essential for your home, providing cover in case of structural damage caused by incidents such as fire, flood, storm or theft.

Contents insurance, though optional, is a highly advised investment in case of loss or damage caused by similar incidents. For those who might consider opting out of this cover, you might be surprised how much all your contents add up to. Input your details into our handy online home contents calculator and you’ll see how vital contents insurance really might be.

For more detailed information on both these policies simply check out our home insurance policy documents. These can be viewed online or downloaded so that you can print them out and read them on the move.

Once you have all the information you need, you’re ready to apply for a home insurance quote. We’ve tried to take the confusion out of this process by getting rid of the paperwork and allowing you to input your details and get a quote online. Once you’ve chosen an insurance policy and all your personal details are complete we’ll display a premium cost. If you agree to this figure you could have home insurance policy in place that same day.

We also have discounts to make your home insurance even better value – and there’s nothing confusing here. We simply give you an instant discount if you buy online and a further reduction if you already have Direct Line car insurance.

So, there’s no need to be confused about home insurance! Apply for a Direct Line home insurance quote today and get peace of mind that your home and its contents are covered should anything happen.