Summary of cover
Contents Insurance
|
Cover Value
|
| Loss or damage to contents caused by fire, lightning, smoke, storm or flood |
Up to contents sum insured |
| Office equipment in the home (i.e. computers, printers, fax machines, photocopiers) |
Up to £5,000 |
| Valuables (i.e. jewellery, watches, furs, gold and silverware, works of art, stamp/coin collections) |
Up to a third of Contents sum insured |
| Money in the home |
Up to £500 |
| Garden items |
Up to £1,000 |
| Freezer contents |
Unlimited |
| Accidental damage to electrical goods (i.e. TV, DVD players, home entertainment systems, laptops) |
Included as standard |
| Locks and keys (replacements if keys lost or stolen) |
Unlimited |
| Bicycles |
Up to Contents sum insured |
| Accidental damage to glassware (i.e. mirrors, glass within furniture, glass surfaces, ornaments, ceramic hobs) |
Included as standard |
| Non-permanent fixtures and fittings (i.e. carpets, curtains) |
Included as standard |
| Visitors' personal belongings |
Up to contents sum insured |
| Alternative accommodation (Buildings) - following an insured event |
Up to £25,000 |
| Alternative accommodation (Contents) - following an insured event |
£10,000 or 25% contents sum insured, whichever is greatest
|
| Contents temporarily away from the home e.g. for Student belongings |
£5,000 or 15% of sum insured (whichever is greatest) |
| Special occasions cover for family weddings and over the Christmas period |
Automatic increase of insurance by £5,000 or 10% of the sum insured (whichever is greater) from 1 December to 15 January, and for four weeks either side of a family wedding |
| Damage or loss caused during household removal |
Up to Contents sum insured |
Buildings Insurance
|
Cover Value
|
| Loss or damage to walls, roofs, driveways, patios, conservatories, outbuildings, permanent fixtures (e.g. kitchen, bathroom, fitted wardrobes) caused by fire, lightning, smoke, storm or flood |
Up to £1,000,000 |
| Damage to plumbing installation caused by freezing/bursting |
Included as standard |
| Glass in windows, doors and roofs |
Included as standard
|
| External door locks where keys have been stolen |
Included as standard |
- If stolen from the home, garage, shed or outbuilding, Pedal Cycle cover and Personal Possessions cover are available as extras.
- Valuables worth over £2,000 each need to be specified.
View Home Insurance Plus summary of cover
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