Take out Direct Line life insurance cover on your own life, to help provide financial security for the loved ones you may leave behind.

Ever wondered how your family would manage financially without you if you died? With Direct Line Life Cover you don’t need to worry about leaving them to cover the mortgage and bills on their own.

Life cover doesn’t have to cost the earth, a Direct Line Life Cover policy could start from just 20p per day depending on your age and personal situation. With Direct Line Fixed Term Life cover, when deciding the amount of cover you may wish to consider your bills, expenditures and lifestyle now – or what you anticipate it may be. If you want your loved ones to continue living the lifestyle they are accustomed to, just give Direct Line all the details of the life cover you require, either over the telephone or online.

Once this and the length of life cover are agreed (remember if you have young children you may want to take into account associated costs until they leave school for instance), Direct Line will work out your monthly Fixed Term Life Cover premium, by taking into account your personal situation – your health and whether you smoke, for example – and your age. Your premium is by direct debit each month, so you can get on with your life in the meantime!

Direct Line recognises that paying off your mortgage loan may be the biggest financial worry for your family if you’re gone. To make sure this expense is covered – and loved ones have a roof over their head – Direct Line also have a Mortgage Life Cover policy. This policy offers decreasing term assurance and works in conjunction with a standard repayment mortgage, paying out a reducing cash lump sum for a valid claim.

Both polices provide cover in the event of death or terminal illness – in the event of terminal illness the sum assured may be paid early if you tell us about it at least 18 months before the end of the policy term and subject to terms and conditions. They can also be taken out on a single or joint life first death basis  and we also provide a life policy which includes critical illness cover. Life and critical illness cover pays out a lump sum if you either die or are diagnosed with a critical illness that meets our policy definition. We only cover the critical illnesses we define in our policy and no others. At Direct Line, we want to make sure your life and the lives of those you care about are as stress-free as possible, when it comes to insurance and life cover matters – both now and down the line.

To find out more about Direct Line Life Cover, simply call us or get a quote online.