Car insurance - Tips & Advice - Direct Line car insurance
Q. What is a Named Driver No Claims Discount?
A. If you have named drivers on your Direct Line policy, they will earn Named Driver No Claims Discount in their own name for every year they are not responsible for a fault claim arising on your policy. They can transfer their Named Driver No Claims Discount when they take out their own car insurance policy with Direct Line. Named Driver No Claims Discount cannot be transferred to another policy if there has been a fault claim on it within the 12 months’ prior to its start date.
Q. Am I eligible for a Named Driver No Claims Discount?
A. You are eligible for a Named Driver No Claims Discount if you are a named driver on a current Direct Line policy (not the policyholder) for over 12 months and subject to your claims history.
Q. What does a Named Driver No Claims Discount entitle me to?
A. The Named Driver Discount will entitle you to a discount depending on the length of time you have been a named driver on a current Direct Line policy without making a claim.
Q. Can I transfer my Named Driver No-Claim Discount to an existing Direct Line policy?
A. Yes you can transfer your Named Driver No-Claim Discount. Any transfer of Named Driver No-Claim Discount only acts to 'top-up' the existing No-Claim Discount, the two discounts are not added together. Named Driver No-Claim Discount cannot be transferred to another policy if there has been a fault claim on it within the 12 months' prior to its start date.
Q. What is a Multi-Car Discount?
A. If two or more cars in your household are insured with Direct Line or if you are a named driver on another Direct Line policy, we will give a discount on the second and subsequent car insurance policies.
Q. Am I eligible for a Multi-Car Discount?
A. You are eligible for a Multi-Car Discount if the Car Insurance policyholder of the second and subsequent cars lives at the same address as the first car insured with Direct Line or if you are a named driver on another Direct Line policy.
Q. What does a Multi-Car Discount entitle me to?
A. The Multi-Car Discount will entitle you to a discount on second and subsequent cars that are insured with Direct Line when the policyholder of each car lives at the same address or if you are a named driver on another Direct Line policy.
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